978-570-2268 / 9785702268 / (978) 570-2268 - Report a Call

With the economy the way it is we don't need call s from the US telling us how to improve our credit card rates! Block out CANADIAN phone numbers!

SCAM! This is another American scam that keeps calling. There are several from different states that keep calling and I am sick of it! Americans and other countries are unfortunately exempt from our Do Not Call List, which is a crock! I have a baby and am sick of these aholes disrupting us! I press 9 and tell them off, last time I flushed the toilet with the phone right up to it when I dialed 9 and a live rep answered and then left the phone off the hook to hopefully hold up their phone line. At least I can get a laugh out of it and waster their time as much as they are wasting mine.

Received unsolicited recorded message promising lower interest rates and threatening that it was important to press 9 or I may not be qualified any longer. Pressing 9 brought me to an operator whom I had a bit of fun with. I was asked if I wanted to lower my interest rates, to which I asked "how is that done?". I then asked if he enjoyed his job. When asked if I had at least $3,000 in credit I responded that I had $17 million. When he said that was a large number, I changed it to $2. I figured I might as well let them pay some long distance fees and waste their time as much as they had mine.

KEEP ON CALLING. SIMPLY LIFTED RECEIVER AND HUNG UP.

have called a number of times, pre-recorded message that tells me to hit 9 to lower my interest rates. i hit 9 and got a live person. when i asked who was calling she said "i'm monica". when i asked for the company she was working for, visa or mastercard, she said "i'm monica, i'm monica". when i asked again which company she was with there was silence. obviously a scam, as indicated above.

calling continuously

they keep asking about my credit card interest rates,
l have asked not to be called again, but they do not listen,
l'm pissed off with this 2 or 3 times a week
and l am not pressing another number on my phone who knows what they can do with that

978 5702268

UNWANTED CALL
I hung up

I constantly get calls from this organization, and I have spoken several times to a live person, stating that I am on Canada's do-not-call list, and asking why they are calling me. The response I get is that I should press 3 after their recorded message, and my phone number will be put on their no call list. However, there is no mention of pressing 3 in the recorded message itself.

pre recorded telemarketer

Call starts with "This is Rachel,with Card Holder Services.
THIS IS A SCAM
PLEASE READ BELOW

BBB Warns Consumers of Robocalls Promising to Lower Their Credit Card Interest Rate
29 Jun 2009

Consumers across the U.S. and Canada are bombarded with phone calls promising to lower interest rates on their credit cards,. Not only are the calls violate U.S. and Canadian Do-Not-Call laws, but some companies behind the calls are ripping off consumers by charging large up-front fees to negotiate lower interest rates with credit card companies—something consumers can do on their own for free.

Robocalls generally begin with recorded messages that include statements like: 'This is our final attempt to reach you since you've not responded to our other calls to discuss your credit card debt.' The automated message invariably does not include the name of the company, but may claim to be with Card Services or Card Holder Services.

After the initial recorded message, consumers must dial another number to be connected to a live person, who in turn asks for the consumer’s credit card number. From there, the operator begins closing the sale, asking if the consumer is willing to pay – usually from $700 to $1,000 - to have their firm contact the credit card company and negotiate lower rates.

'The ‘negotiation’ undertaken by these companies can be as simple as calling the customer service number listed on the back of the consumer’s credit card and asking a customer service representative to lower the interest rate,' said Steve Cox, BBB spokesperson. 'Consumers are fully capable of talking to credit card companies on their own, for free, and getting similar results. Consumers simply don’t need to pay any company a thousand dollars to negotiate lower rates on their behalf.'

BBB has received numerous complaints about two Orlando-based companies, CSTR Solutions, Inc. and Genesis Capital Management, and one Tacoma-based company, Mutual Consolidated Savings. All are behind at least some of the robocalls and are promising to save people anywhere from $2,000 to $25,000 by negotiating lower interest rates with credit card companies.

According to BBB complaints, companies are also failing to uphold money-back guarantees and not refunding money in cases where they are unsuccessful in lowering rates.